TRC20 vs ERC20 sets TRON against Ethereum. ERC20 fees, paid in ETH gas, are often far higher when Ethereum is congested, which is why many people prefer TRC20 for small USDT amounts when the receiving side supports it. Support is the deciding detail: some platforms accept only one of the two, and some take a network for deposits but not for withdrawals, so each page needs its own check. On any route used for the first time, sending a small amount before the full sum proves that the network lines up.
What is the BEP20 network? Strictly, BEP20 is a token standard on BNB Chain rather than a network of its own, though wallets and cashiers list it as one. USDT BEP20 is the version of USDT issued under that standard, and its fees are paid in BNB, the native coin of the chain, usually at low cost. Addresses on BNB Chain start with 0x exactly as Ethereum addresses do, and one address can exist on both chains. The look of an address therefore never shows which network a payment is going to use.